Terms and conditions

Draft — must be checked by a lawyer before launch. Section 7, on the right of withdrawal, decides how a cancellation is handled and cannot go live in this form. The VAT position in section 4 depends on a tax question that is still open.

1. Who you are contracting with

Фізична особа-підприємець Лореш Ольга Юріївна (individual entrepreneur Olha Yuriivna Loresh), registered in Ukraine under № 2 585 000 0000 028268 of 20 April 2018, address проспект Лесі Українки, 71, кв. 41, м. Кременчук, 39600, Ukraine. Full details are in the imprint.

2. What these terms cover

They apply to the sale of the Sex&Money facilitator package in its three forms — €800, €1000 and €1200 — and to any training delivered with it. Nothing is sold through this website directly: you send an enquiry, we talk, and a contract comes into being only when we confirm your order in writing and you pay.

3. How an order is made

1. You send an enquiry through the form or by messenger.
2. We speak, usually for about half an hour. Certification is not automatic: it may be declined at this stage, and if so nothing is charged.
3. You choose an option and the language your set is printed in.
4. We confirm the order in writing, with the price, the language and the expected delivery date, and issue an invoice.
5. Payment makes the contract binding, and production begins.

4. Prices and payment

Prices are €800, €1000 and €1200. Delivery to any address in the European Union is included. Ukraine is served at the same prices.

[VAT: state plainly whether the published prices include VAT and at what rate, or that the sale is not subject to VAT. EU price indication rules require consumers to be shown the final price. Because the goods are dispatched from Germany, a German tax adviser must settle this before the first sale — see the note in the imprint.]

[Payment: name the accepted methods, the currency, who bears bank charges, and whether payment in two instalments is possible.]

5. Production and delivery

Every set is printed to order, in the language you choose, and dispatched from Hamburg, Germany. Because the parcel is sent from within the European Union, there is no customs clearance and no import duty for EU buyers.

• English, Russian or Ukrainian set, delivered in the EU: 14 days from receipt of payment.
• A language that must be translated first — German, Polish, Spanish and so on: 20 days from receipt of payment.
• Delivery within Ukraine: 10 days from receipt of payment.

These are working estimates for production plus transit. If a delay is unavoidable you will be told as soon as we know, with a new date. Risk of loss passes to you when the parcel is handed to you or to a carrier chosen by you.

[Confirm whether the player workbook ships printed or as a print-ready file, and name the carrier.]

6. What the training includes

• €800 — the printed set, the method in writing, the marketing kit, the facilitator certificate and the commercial licence in section 8.
• €1000 — as above, plus the video course, voiced in your language.
• €1200 — as above, plus three live lessons with Olga Loresh of three hours each, held in Russian.

A trial game is part of certification in every option: you run one full session, online or in person, it is reviewed, and the certificate is then issued in your name.

[State the period within which live lessons must be taken and what happens if a buyer misses an agreed session.]

7. Right of withdrawal

This section is a placeholder and must be written by a lawyer. The points below are the ones that need deciding — they are not yet the terms.

• A consumer buying at a distance in the EU normally has 14 days to withdraw without giving a reason.
• Article 16(c) of the Consumer Rights Directive removes that right for goods made to the consumer's specifications or clearly personalised. Every set here is printed to order in a chosen language, and the certificate is issued in a named person's name, so the exception plausibly applies — but it only holds if the buyer is told about it clearly and in advance, which is what this section has to do.
• The video course is digital content. The right of withdrawal is lost only if the buyer gives express prior consent to immediate access and acknowledges losing that right. If the course is released before the set arrives, that consent has to be collected at the moment of purchase.
• Buyers who are businesses rather than consumers do not have a statutory right of withdrawal at all. Most buyers here are practitioners buying for their practice, so the terms should address both cases.
• A model withdrawal form and the exact instructions must be provided in a durable medium before the order is placed.

8. Your licence as a certified facilitator

Once certified you may run Sex&Money sessions commercially, for as long as you like, and you keep every fee you charge. There is no royalty, no ongoing fee and no obligation to report what you earn.

You may reprint the player workbooks for use at your own tables.

You may not: resell, copy or distribute the board or the card decks; publish the contents of the cards; teach the method to third parties as your own or as a course; present yourself as the author of the game; or transfer your certificate to another person. The game, its texts, its decks and its design remain the intellectual property of Olha Loresh.

[Decide and state whether a certificate can be withdrawn, and on what grounds — for instance a session run in a way that endangers participants. Without this there is no remedy if a facilitator damages the method's reputation.]

9. What the game is not

Sex&Money is a transformational game. It is not psychotherapy, medical treatment, psychological diagnosis or financial advice, and it is not sold as any of those. Facilitators must not present it as such, and participants remain responsible for their own decisions.

10. Complaints and defects

If a set arrives damaged, incomplete or misprinted, write within 14 days of delivery, with photographs, and it will be replaced at our cost. Statutory rights in respect of defective goods are unaffected.

11. Governing law

[To be settled by a lawyer. A choice of Ukrainian law is possible, but it cannot deprive a consumer of the protection of the mandatory rules of the country where they live (Article 6 Rome I). State the chosen law, the venue, and that consumer protections are unaffected. Include the link to the EU online dispute resolution platform, as in the imprint.]

Last updated: 29 July 2026